WIDER COMMERCIAL ROLE
The commercial role of banks is not limited to banking, and includes:
• issue of banknotes (promissory notes issued by a banker and payable to bearer on demand)
• processing of payments by way of telegraphic transfer, EFTPOS, internet banking or other means
• issuing bank drafts and bank cheques
• accepting money on term deposit
• lending money by way of overdraft, installment loan or otherwise
• providing documentary and standby letters of credit (trade finance), guarantees, performance bonds, securities underwriting commitments and other forms of off-balance sheet exposures
• safekeeping of documents and other items in safe deposit boxes
• currency exchange
• acting as a 'financial supermarket' for the sale, distribution or brokerage, with or without advice, of insurance, unit trusts and similar financial products
Rol Comercial
ResponderEliminarEl papel de los bancos comerciales no se limita e incluye:
• Emisión de billetes
• emisión de cheques bancarios
• aceptar dinero en depósitos a plazo
• préstamos de dinero
• custodia de documentos y otros artículos en cajas de seguridad
• cambio de divisa
Entre muchas de sus actividades. Los bancos son el resguardo de nuestro dinero.